请注意有关您收到的失业索赔的腥味吗？如果是这样，您的一名雇员可能已经成为失业欺诈的受害者……这也意味着您也可以。

Between 35% – 40%失业索赔是欺诈性的。由于雇主通常是第一个看到失业欺诈警告标志的人，因此您必须采取行动。继续阅读以了解如何防止欺诈伤害您的业务及其团队成员。

欺诈性失业索赔如何影响您

So,how does unemployment affect an employer?雇主有责任为每个雇员缴纳联邦和州的失业税。这些税款为您所在州的失业保险（UI）计划提供资金，这是对合格个人的失业福利的原因。

您的州失业税或SUTA税率取决于许多因素，例如您：

• Industry
• Experience
• Number of former employees who have received UI benefits

您的前员工申请越成功，您的州失业税率就越高。导致福利支付的欺诈性索赔也可能导致印度税率上升。

Not to mention, an employee who falls victim to fraudulent unemployment claims may raise concerns about identity theft with you.

The big red flag for employers that unemployment fraud is afoot

现在您知道您的企业和员工可能会有多大的破坏性索赔，您可能想知道如何判断是否有欺诈行为。

失业欺诈并不意味着您会收到骗子的粗略电子邮件或邮件。在这种情况下，这意味着使用工人的个人身份信息（PII）向国家申请了骗子。然后，雇主收到州的合法通知。

警告您欺诈的一个明显的危险信号是：

• 您收到有关个人企业雇用的失业福利的个人提交的国家通知

Employees, on the other hand, may learn about the problem by receiving:

• Notice from employer about an unemployment claim
• 政府机构有关索赔或付款的邮件
• IRS表格1099-g，某些政府付款，表明“获得”失业福利

If an employee receives mail from the state about unemployment payments or IRS Form 1099-G about reporting payments, the fraud has already been successful. But, employers promptly notifying employees of fraudulent unemployment claims can help nip problems in the bud early on.

您可以采取6个步骤来打击欺诈性的失业索赔

Because fraudulent activity, like filing for unemployment, is on the rise during COVID-19, you must be alert. Also, discuss the rise in false claims with employees and encourage them to be on the lookout. And, let employees know to come to you if they suspect they are victims of UI fraud.

When you receive a state unemployment claim in the mail, don’t ignore it. Here are six steps to take if an employee falls victim to unemployment identity theft.

1. Verify the employee’s employment status

Whenever you receive an unemployment claim from your state, you need to verify the employee’s status. Check yourpayrolland employee records to find out for sure.

员工仍然为您工作吗？如果是这样，他们有可能没有提出失业福利。与员工交谈，以找出他们是否提起申请。

如果员工不为您工作，则失业索赔可能是合法的。检查您的记录以确定他们是否有申请UI福利的合格案例。

2. Dispute the claim

When you receive a state notice about an unemployment claim, you have the opportunity to dispute the claim.

您有很多原因可以提出UI主张的质疑，包括如果您解雇了员工的不当行为，他们会自愿退出另一份工作，并且（这是对的），如果他们仍然为您工作并且这是欺诈性索赔。

提出索赔时，请提供证据以支持您的决定。在这种情况下，您可以收集文件，以表明员工仍受雇于您的工资单。

3.通知员工

If a scammer files for unemployment under one of your employee’s names, the scammer has that individual’s PII. You must notify the employee of their next steps of dealing with identity theft.

When notifying employees about a fraudulent claim, be sure to:

• Alert the employee as soon as you can
• Give employees the resources they need to protect themselves and secure their identities
  • Filing an identity theft report
  • Contacting the credit bureaus (Experian, Equifax, and TransUnion) to review their credit report and/or freeze their report
• Encourage employees against using any unemployment benefit funds that wind up in their accounts

4. Report fraud (employer + employee)

Both you and your affected employee must report the fraud to your state. There should be contact information for your state’s unemployment benefits agency on the notice.

You can also use the Department of Labor’s状态目录找出在哪里报告与您的州的身份盗用。

State+unemployment fraud processes for reporting fraud differ. So, contact your state to find out what you need to do to submit a claim.

5. Look into your business’s security system

有违规吗？失业欺诈并不意味着骗子访问了您的企业安全系统并获得了员工信息的访问。骗子可以获取此信息……。anywhere.

However, you should look into your business’s systems to make sure scammers didn’t access an employee’s PII. This is especially important if you have fraudulent unemployment claims for multiple employees.

6.保留详细记录

Whenever you’re dealing with theft and fraud, keep a copy of your communications with each party for your records.

复制国家通知和您与州失业福利局（例如欺诈索赔）的任何信件。在整个过程中也记下笔记，因此您知道与谁交流。

Resources

Here are some quick-access links to help you and your employees deal with unemployment identity theft and fraud:

• Department of Labor:Unemployment identity theft state directory
• IRS:身份盗用和失业福利
• Federal Trade Commission:Steps for employees

Make sure your employee records are organized and up-to-date so you can verify employment status. With Patriot’svwin.com德赢娱乐网 add-on*, you can store employee files online to access critical info anytime, anywhere. Try it free, along with ourpayroll software， 今天！（*必须具有使用人力资源附加组件的工资单）。