您已经准备好充满热情，并将您的想法变成一家有利可图的公司。但是，您是否有经营业务所需的工具？如果您不擅长处理数字，那么您可能会遇到麻烦启动一家初创公司。

小型企业财务号码的重要性

您的业​​务比您在表面上看到的要多。会计书中的数字揭示了您公司的真实情况。

财务记录反映了您的成功，失望和课程。他们显示了哪些决定帮助您成长并使您退缩。您如何收集和分析数据在公司的势头中发挥着重要作用。

您的企业数字可以帮助您确定操作流程中的问题。例如，您可以将价格与成本进行比较，以查看价格是否设定过低。您可能因为不知道而亏钱如何给产品定价足够竞争性。

数字还可以帮助您跟踪表现。您可以随着时间的推移查看业务的净收入，以检查您的成长还是沉没。清晰的财务状况可以帮助您接近贷方，计划大型购买并庆祝成就。

The numbers you need

您知道您应该关注哪些财务号码吗？以下数字将帮助您成功开展业务。

净利

净利shows your business’s profitability during a certain period. Find net profit by subtracting all allowable business expenses from your gross profit.

Keep in mind:

• Gross profitis the total money earned minus the cost of goods sold, or齿轮(expenses that go directly into items).
• Expenses include operating costs (e.g., shipping expenses) and overhead (e.g., utilities).

With net profit, you can figure out how much to pay yourself. You also need to report net profit on government forms and legal documents. You must show net profit to lenders to gain capital like small business loans and启动业务信用卡。

利润率

利润率是衡量盈​​利能力的另一种方法，但它显示了您支付费用后带回家的利润百分比。

这是三个步骤how to determine profit margin：

• 计算净利润
• 将净利润除以所获得的总金额（您的收入）
• 将结果乘以100

例如，您拥有一家披萨店。您以15美元的价格出售大比萨饼。制作披萨的总费用为10美元。要找到利润率，计算净利润，将净利润除以所获得的金额，并将该数量乘以100。利润率为33％，这意味着您保留了赚钱的33％。

Your profit margin can show you if you are定价您的服务或产品太低。您的销售额可能超出了您的能力，但是如果您的利润率太小，您可能会亏钱。

盈亏平衡点

The break-even point happens when your income is equal to your expenses. You do not turn a profit or lose money. You use the break-even point to figure out how many items you need to sell to make a profit.

要找到收支平衡点，将固定成本除以售价减去可变成本。

Keep in mind:

• Fixed costsdon’t change when the number of your sales change (e.g., rent).
• Variable costs当您的销售数量更改（例如材料成本）时，请更改。

假设您想找到新自行车店的收支平衡点。您以100美元的价格出售每辆自行车。每辆自行车的价格可变费用为50美元。在一年中，您有20,000美元的固定费用。您的收支平衡点是400，这意味着您需要出售400辆自行车才能获利。

$ 20,000 /（$ 100 - $ 50）= 400自行车

小型企业可以利用收支平衡点来找到不亏钱的价格低得多的价格。如果您的销售商品没有固定价格并且与客户进行谈判，则收支平衡点至关重要。

销售未偿还

销售销售（DSO）是您在销售后获得资金的平均天数。销售的日期越低，收集时间就越少。在特定时期内衡量未销售的天数。

要查找DSO，请根据信贷销售将您的应收账款分配。然后，将该数字乘以期间的天数。

Keep in mind:

• 应收账款is the money owed to your business through invoices.
• Credit sales occur when you give a customer your product or service before they pay the total amount due. Note that credit sales include invoices but not transactions made with a credit card.

For example, you own a web design company and want to know the average time it takes you to collect invoice payments. You look at the whole year. You have an accounts receivable balance of $10,000. And, you have $115,000 in credit sales. Your DSO is 31 days, meaning it takes you about 31 days to collect payments.

$ 10,000 / $ 115,000 x 365天= 31 DSO

Knowing your DSO helps you check your invoicing process. If you have a large days sales outstanding, you might need to change your发票付款条款。例如，您可以缩短客户必须向您付款的天数。

What if you’re not good with numbers?

If you’re not good with numbers, there are things you can do to help you with all your business’s financial figures. You can automate bookkeeping processes with accounting software. And, you can雇用会计师and meet periodically to review your books and get advice.

Do you need an easy way to keep all your financial numbers in order? Patriot’s onlinevwin055 使用一个简单的现金，现金销售系统。我们提供免费的美国支持。今天免费尝试。